Hard Money Funding Network - Over $1 Billion in hard money loans funded! HMF is a hard money lending company that provides quick response to your hard money needs through our national database of hard money lenders. We can help with bridge loans, land development, acquisitions, foreclosure, bankruptcy, bank workouts, unconventional mortgage financing, and other problem loans. Brokers welcome!"

Hard Money Funding Network (HMF) is a private real-estate lending network that assists borrowers, brokers, and lenders by providing a national database and funding source for "hard money loans" throughout the United States. The founders of HMF have funded over One Billion Dollars (US) in hard money loans over the past seven years. HMF specializes in short term real estate-secured loans including construction, bridge, land acquisition, development, mezzanine, raw land, stand-by commitment and other real-estate related loans.

The hard money lending industry suffers from the fact that there is no "go to" national database of brokers and lenders who deal in this specialized industry. At the present time a borrower, or his broker, do not always know where to go to obtain the funds necessary for their project when the standard financing is not available. Each broker has a "black book" of investors or loan sources, but if the funds are not available there is no source to channel the loan. Lenders who do hard money loans must rely on the broker to funnel loans to them. There is no known database to obtain fundable loans. Thus the need for Hard Money Funding (HMF).

HMF not only has established a national database of lenders who have "closed" hard money loans but has established a national facility of over $50,000,000 dollars to fund nothing but hard money loans through its participating brokers.

HMF was founded by two independent hard money lenders who know the unique characteristics of the hard money industry and have found funds for over one billion in loans over the last seven years. During this time these lenders have realized the need of a national referral database, not only for brokers, but lenders who do the specialty loans required by the industry. HMF provides this referral database and national network. Our goal is to find the funds and "quickly" close the loans, while protecting the referring broker in his participation in the fees.

While traditional bank financing has become more cautious and bogged down in regulatory red tape, HMF has established underwriting criteria and procedures which understands the industry and the need for speed. Funding can come within weeks after the borrower signs the letter of interest. Borrowers have found that a quick loan approval and funding eliminates worry of lost profits or loss of opportunity while waiting for bank financing.

The loan criteria of hard money lending is not as conservative as traditional financing. Loan to value ratios are greater and, most important, the industry is more collateral value driven than banks which require extensive financial capacity and a perfect credit rating. The HMF facility is a collateral lender. The facility established by HMF to be used by its participating brokers understands this in it's underwriting criteria. Participating lenders in the HFM database have "closed" these specialty loans in the past and understand the industry needs.

Brokers who refer their loans to HMF are protected. Most closings are through the brokers and their licensing requirements without having to "burn" the broker's investors cash reserves to close the loan, thus allowing the brokers to hold their investors in reserve for the "sweet deals".

HMF has established a national network to find the funding for the hard money industry. Its' knowledge and expertise in the hard money industry, along with its' facility to provide funds to its' brokers, makes it the leader in providing a "go to source" to fund its' client's needs. HMF is an important financial resource for today's borrowers. It has the network to meet every new challenge that the hard money industry demands and provides an invaluable tool in getting the loans funded. The need is now. The time is now.

Loans processed through:
Asset Funding Group
100 Jackson Street, Suite 201
Denver, CO 80206
(303) 962-6752 (Office); (720) 889-1177 (Fax)
info@hardmoneyfunding.com